Zivoe Finance: Taking Aim At High-Interest Lending

Description
This paper dives into the economic theory behind credit and lending markets to uncover the driving forces behind financial exclusion in modern finance. It breaks down the market size and demographic of the unbanked population in the United States and

This paper dives into the economic theory behind credit and lending markets to uncover the driving forces behind financial exclusion in modern finance. It breaks down the market size and demographic of the unbanked population in the United States and highlights the market failures and bad actors responsible for causing financial exclusion in credit markets. Finally, it introduces Zivoe Finance, a new approach to financial inclusion that is designed to expand affordable credit access across the globe. Zivoe is a decentralized credit protocol started in part by the authors of this paper that empowers anyone to fund affordable, inclusive loans in underserved financial sectors. The remainder of this paper is dedicated to understanding Zivoe Finance, how it works, the challenges the authors faced in building it, and how one can participate in its mission moving forward.
Date Created
2022-12
Agent

Zivoe Finance: Taking Aim at High-Interest Lending

Description
This paper dives into the economic theory behind credit and lending markets to uncover the driving forces behind financial exclusion in modern finance. It breaks down the market size and demographic of the unbanked population in the United States and

This paper dives into the economic theory behind credit and lending markets to uncover the driving forces behind financial exclusion in modern finance. It breaks down the market size and demographic of the unbanked population in the United States and highlights the market failures and bad actors responsible for causing financial exclusion in credit markets. Finally, it introduces Zivoe Finance, a new approach to financial inclusion that is designed to expand affordable credit access across the globe. Zivoe is a decentralized credit protocol started in part by the authors of this paper that empowers anyone to fund affordable, inclusive loans in underserved financial sectors. The remainder of this paper is dedicated to understanding Zivoe Finance, how it works, the challenges the authors faced in building it, and how one can participate in its mission moving forward.
Date Created
2022-12
Agent

Programs in Public Procurement

Description
I evaluated different programs in public procurement to determine how they add value and innovate the space. I looked into cooperative purchasing programs, the Arizona Set-Aside program, and the Department of Homeland Security's Procurement Innovation Lab to determine the benefits of these programs.
Date Created
2022-12
Agent

I Am Not Your Friend: Parasocial Relationships

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Description

A visual investigation surrounding the societal problem of parasocial relationships, stemming from the advent of viewers' interactions with content creators on platforms like Youtube. My goal was to research my chosen topic in order to provide a basis for a

A visual investigation surrounding the societal problem of parasocial relationships, stemming from the advent of viewers' interactions with content creators on platforms like Youtube. My goal was to research my chosen topic in order to provide a basis for a physical exhibit embodying and explaining the dangers and potential solutions for the problem, as well as formulate a written and printed book documenting my process throughout the course of my senior year.

Date Created
2022-05
Agent

Beauty Performance Across Different Formats of Values-Based Panhellenic Formal Recruitment at Arizona State University

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Description
This thesis explores the relationship between the performance of beauty and Potential New Member (PNM) success across various formats of formal sorority recruitment at ASU. It builds off of existing scholarship in economics of beauty premiums in labor markets, as

This thesis explores the relationship between the performance of beauty and Potential New Member (PNM) success across various formats of formal sorority recruitment at ASU. It builds off of existing scholarship in economics of beauty premiums in labor markets, as well as sociological research on the intersection of beauty and human interaction. Through interviews of women who went through formal recruitment across three different modalities (in-person, virtual, and hybrid), themes emerged that suggest the current policies in place by ASU Panhellenic make it so that the performance of beauty hinders the facilitation of a recruitment process that is truly values-based.
Date Created
2022-05
Agent

The Founders Foundation: A Scholarship Competition

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Description
Gamification with regards to higher education is the use of game design elements in non-game contexts in order to engage and motivate learners. The primary purpose of gamification is to make learning more fun and interesting, as well as to

Gamification with regards to higher education is the use of game design elements in non-game contexts in order to engage and motivate learners. The primary purpose of gamification is to make learning more fun and interesting, as well as to increase learners’ engagement, motivation, and productivity. Video games and the concept of gamification in general have shown positive signs of relieved anxiety and increased enjoyment in many different aspects of life, such as education. The overarching goal of introducing gamification into the college environment is simple: To increase satisfaction, learning, participation, engagement, and retention among the student population.
Date Created
2022-05
Agent

The Founders Foundation: A Scholarship Competition

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Description

The college experience is enlightening, empowering, educational, but can also be overwhelming and stressful. If one investigates the atmosphere at your standard university campus, there is no doubt that all students are exhausted in their own unique way. The various

The college experience is enlightening, empowering, educational, but can also be overwhelming and stressful. If one investigates the atmosphere at your standard university campus, there is no doubt that all students are exhausted in their own unique way. The various responsibilities and obligations inherent in the academic course load, student organizations, sports teams, and other extracurricular activities that a student commits to fosters this stress. A common pattern, especially among students, is the progression from stress to exhaustion to lack of motivation, or helplessness. The Mayo Clinic published an article stating: “when stress begins to accumulate from negative or challenging events in life that just keep coming, you can find yourself in a state of feeling emotionally worn out and drained” (https://www.facebook.com/MayoClinicHealthSystem, 2020). That being said, the implementation of gamification in the college experience can significantly improve intrinsic motivation within students, thus reducing the stress and exhaustion. Gamification with regards to higher education is the use of game design elements in non-game contexts in order to engage and motivate learners. The primary purpose of gamification is to make learning more fun and interesting, as well as to increase learners’ engagement, motivation, and productivity. Video games and the concept of gamification in general have shown positive signs of relieved anxiety and increased enjoyment in many different aspects of life, such as education. The overarching goal of introducing gamification into the college environment is simple: To increase satisfaction, learning, participation, engagement, and retention among the student population.

Date Created
2022-05
Agent

Polar Hydration - Empowering Cold-Weather Adventuring | Founders Lab

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Description
Polar Hydration is a company whose mission is to combat the risk of dehydration in cold climates and inspire the adventurer with all of us. Through ASU’s Founders Lab and a partnership with NASA, we set out to take NASA

Polar Hydration is a company whose mission is to combat the risk of dehydration in cold climates and inspire the adventurer with all of us. Through ASU’s Founders Lab and a partnership with NASA, we set out to take NASA patented technology and develop a business plan through gauging public interest via surveys and interviews, and implementing a marketing strategy based on those results. Our product consists of a freeze-resistant hydration pack which uses insulation and electronics to actively heat its water contents and prevent freezing. With outdoor activities, the colder the weather the higher the risk of dehydration. This is due to the intake of colder dryer air as well as it being harder to recognize that you are losing liquids through sweat as it is in warmer climates. In winter sports such as skiing and snowboarding as well as colder conditions for hiking and hunting, this can become a huge problem as water is not readily available. That’s why, at Polar Hydration, we took NASA patented technology to design our freeze-resistant hydration pack. It’s designed like most other hydration packs, consisting of a backpack with a plastic bladder holding water and straw to drink from, but with additional layers of insulation and electronics to prevent water from freezing. With this, we will combat dehydration and inspire the adventurer within all of us.
Date Created
2022-05
Agent

Founder’s Lab: ITZ Technologies AR Biofeedback Training Apparatus

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Description
It is estimated that over half of athletes could experience performance anxiety. Currently, there are very few solutions on the market to help athletes prevent performance anxiety besides typical cognitive-behavioral therapy solutions. ITZ Technologies is using NASA-patented technology to combat

It is estimated that over half of athletes could experience performance anxiety. Currently, there are very few solutions on the market to help athletes prevent performance anxiety besides typical cognitive-behavioral therapy solutions. ITZ Technologies is using NASA-patented technology to combat performance anxiety in elite athletes. This technology includes reading brain activity through electroencephalography and utilizing biofeedback through an engaging augmented reality game to help athletes recognize when they are “out of the zone” and help them reduce their performance anxiety. This product will be marketed to facilities that train high-level athletes to provide training services to their athletes. Surveys and interviews with athletes and those in the sports performance industry have shown favorable feedback on the device concept.
Date Created
2022-05
Agent

Party On Wall Street

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Description

Party on Wall Street is a web-based video game developed by Maroon and Gold Game Studios. As an educational entrepreneurship video game, Party on Wall Street provides a refreshing and exciting new experience for the tycoons in society who want

Party on Wall Street is a web-based video game developed by Maroon and Gold Game Studios. As an educational entrepreneurship video game, Party on Wall Street provides a refreshing and exciting new experience for the tycoons in society who want a little more of that entrepreneurial lifestyle. With proper research on customer demographics, Maroon and Gold Game Studio’s brand identity consists of a modern game with multiple use cases. With strong partnerships with multiple creatives and built from scratch game development, Party on Wall Street implements a fun, high intensity business competitive environment for players and students to engage in. This thesis consists of building an interactive experience through the use of AirConsole, a third party platform that hosts the game and allows players to join it by connecting to the same website on their mobile device. The primary user has access to hosting a game which can be casted to a larger screen, typically a television. When hosting a game, a room code is generated which can be typed in on the mobile device to connect to the game. When all players have joined the game, the host can initiate it. Players go through 6 rounds of pitch style investing presentations and have the opportunity to invest in other products with the ultimate goal of earning the most money. In the end, the game was successfully implemented, extensively user tested, and is under review by the AirConsole game team. Over the last year, the team successfully brought an idea through the entire product development process, learned to build a game in Unity, made practice of extensible testing and validation methods, and leveraged customer research and feedback to design a game that is ultimately both enjoyable and educational.

Date Created
2022-05
Agent