Effectiveness of the Sarbanes-Oxley Act in Deterring Accounting Scandals

Description
This project asks the question: Are significant accounting crimes prevented from occurring through new legislation, increased prosecution of existing legislation, or a different solution? Three of the major accounting scandals (Enron, Tyco, and WorldCom) are reviewed, the Sarbanes-Oxley Act of 2002 is explained, and accounting scandals since 2002 are explored.
Date Created
2024-05
Agent

Hack Your House and Unlock the Door to Possibly Living for Free

Description

Historically, no other asset has created more wealth and the opportunity for inter-generational wealth than real estate.1 However, not all investments are profitable and not all that have invested in real estate have generated wealth for themselves. In particular, this…

Historically, no other asset has created more wealth and the opportunity for inter-generational wealth than real estate.1 However, not all investments are profitable and not all that have invested in real estate have generated wealth for themselves. In particular, this paper seeks to examine a particular strategy known as house hacking which can help individuals in their pursuit to invest in and own real estate. 2 There will be a thorough description of the term “house hacking”, an analysis of the social and economic conditions that foster this investment opportunity, an evaluation of benefits and risks, overview of legal considerations, and I will use my own specific situation as a case in point. The focus is to educate the reader on this specific investment strategy, demonstrate why this is a viable plan, and provide a sustainable model for future investing.

Date Created
2023-05
Agent

Financial Responsibility and Planning: A Tool for Success

Description
It explains the importance of being financially responsible and how planning can lead to financial freedom. As well, there is a workbook that can be used as a personal financial planning tool.
Date Created
2022-12
Agent

Randeniya Thesis Defense Presentation (Spring 2022)

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Description

This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic,…

This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic, and after the pandemic. It is important to note that as of this paper, the COVID-19 pandemic is far from being over—these conclusions and recommendations are based on the current trends within the financial market. The research concludes that the younger participants that joined the market were more risk tolerant, traded in large quantities with little money, and found many of their trading strategies on social media platforms. Further research also suggests that market sentiments were highly correlated with price differences in stocks and other securities. Along with a categorization for the new investors in the market, this paper will take a look at how the new participants have affected more traditional experienced investors that were in the stock market well before the pandemic, and their ability to give and take investment advice from the new generation. Key words: COVID-19 pandemic, risk average, pandemic investors, market sentiments

Date Created
2022-05
Agent

Randeniya Final Project (Spring 2022)

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Description

This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic,…

This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic, and after the pandemic. It is important to note that as of this paper, the COVID-19 pandemic is far from being over—these conclusions and recommendations are based on the current trends within the financial market. The research concludes that the younger participants that joined the market were more risk tolerant, traded in large quantities with little money, and found many of their trading strategies on social media platforms. Further research also suggests that market sentiments were highly correlated with price differences in stocks and other securities. Along with a categorization for the new investors in the market, this paper will take a look at how the new participants have affected more traditional experienced investors that were in the stock market well before the pandemic, and their ability to give and take investment advice from the new generation. Key words: COVID-19 pandemic, risk average, pandemic investors, market sentiments

Date Created
2022-05
Agent

Emergence of the New Generation of Investors in Financial Markets, Brought on by the COVID-19 Global Pandemic

Description
This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic,…

This paper studies how the COVID-19 global pandemic influenced a new generation of investors into the stock market. The paper will take a look at the state of the financial markets and its participants before the pandemic, during the pandemic, and after the pandemic. It is important to note that as of this paper, the COVID-19 pandemic is far from being over—these conclusions and recommendations are based on the current trends within the financial market. The research concludes that the younger participants that joined the market were more risk tolerant, traded in large quantities with little money, and found many of their trading strategies on social media platforms. Further research also suggests that market sentiments were highly correlated with price differences in stocks and other securities. Along with a categorization for the new investors in the market, this paper will take a look at how the new participants have affected more traditional experienced investors that were in the stock market well before the pandemic, and their ability to give and take investment advice from the new generation. Key words: COVID-19 pandemic, risk average, pandemic investors, market sentiments
Date Created
2022-05
Agent

The Importance of Informed Consent in Regard to Selling User Data

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Description

User privacy in the current society is at risk. This project will emphasize the importance of calling attention to data privacy issues in regard to companies selling user data.

Date Created
2021-05
Agent

The Gender Earnings Pay Gap: An International Comparison Between Norway and the United States

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Description
Does a gender earnings gap exist in Norway and the United States? Overtime, the male to female pay gap has reduced. As jobs have become more gender neutral and industrialized, males and females have been given equal rights to work.…

Does a gender earnings gap exist in Norway and the United States? Overtime, the male to female pay gap has reduced. As jobs have become more gender neutral and industrialized, males and females have been given equal rights to work. However, despite these seemingly dramatic generalizations, the pay between females and males has not equalized. It appears that a woman still faces significant obstacles to receive the same pay and respect that her male counterpart is awarded. To understand more about the gender pay gap, we must also understand the attitudes and behaviors in the work place. Adding this perspective as well analyzing the time in which a woman might be away from work to give attention to motherhood are all factors that may contribute to the gender earnings gap. Understanding these factors assist in the efforts to achieve wage equality and reduce wage differentials between males and females. A cross cultural analysis between the United States and Norway will provide additional valuable insights. The culture and economy in Norway present a stark difference to the United States. In order to better evaluate the problems and to define solutions for the earnings gap, it is essential to analyze an economy that inherently gives many more benefits to the working class.
Date Created
2020-05
Agent

A Discussion and Analysis of the Impact of Financial Regulations Before and After the 2008 Great Recession

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Description
Regulations in the financial sector of the United States have had the same purpose of protecting the economy and consumers since their modern establishment. Deregulation in the 1980’s led to an environment that allowed banks to take on high risk…

Regulations in the financial sector of the United States have had the same purpose of protecting the economy and consumers since their modern establishment. Deregulation in the 1980’s led to an environment that allowed banks to take on high risk choices. This, among other economic circumstances, lead to the 2008 Great Recession that brought down the United States and global economies. The government was forced to act with bailouts to keep many big banks from shutting down. Some were bailed out and others failed to keep the economy stable. In June 2009, the recession was over, but the recovery process was not. To help prevent another crash, the Dodd Frank Act was passed in July 2010. The act is a long and complex legislation with the main purpose of enforcing regulations to keep banks in check to prevent another recession. The Act’s enforcement was felt immediately, forcing businesses to adapt to its regulation standards. Opinions on Dodd-Frank are mixed. Some see it serving its purpose with regulating the financial sector and others see it being a costly burden that has slowed the progress of the economy. As the economy continues to evolve, we can expect changes to the regulations on the financial sector which will continue to cause businesses to adapt, change, and modify their operations.
Date Created
2020-05
Agent

Do Analysts Fully Understand the Tax Implications of Foreign Operations?

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Description
U.S. based multinational firms are able to use foreign subsidiaries as a means to reduce their overall tax burden. As disclosure requirements are vague, there is very little useful information provided to firm outsiders to analyze a firm’s foreign operations…

U.S. based multinational firms are able to use foreign subsidiaries as a means to reduce their overall tax burden. As disclosure requirements are vague, there is very little useful information provided to firm outsiders to analyze a firm’s foreign operations activity and earnings. I demonstrate that even sophisticated financial statement users, financial analysts, have difficulty predicting the effective tax rate for firms with foreign operations, as evidenced by increased forecast errors for multinational firms as compared to domestic firms. I examine factors that may contribute to the increased difficulty of forecasting for multinationals and find that decreased ETR persistence and the presence of a loss may affect the difficulty of the forecasting task, but the presence or quality of management forecasts may not. The market finds tax forecasts important as evidenced by the positive response to the tax and non-tax components of earnings forecasts. This evidence is useful to investors, policy makers, and others interested in the tax activities of multinational firms.
Date Created
2018
Agent
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