The Federal Student Loan Pause: Assessing its Impact on Healthcare and Retirement Spending

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Description
The student loan pause was implemented to assist borrowers during the economic downturn caused by the Covid-19 pandemic. Using quarterly data from the Consumer Expenditure Survey from 2019-2021, I analyze the impact of the pause on household spending on healthcare

The student loan pause was implemented to assist borrowers during the economic downturn caused by the Covid-19 pandemic. Using quarterly data from the Consumer Expenditure Survey from 2019-2021, I analyze the impact of the pause on household spending on healthcare and retirement savings. Prior studies have shown negative impacts of student debt on health and retirement outcomes. The results indicate no statistically significant difference in spending in these categories for households that were eligible for the student loan pause. These findings raise concerns of whether the student loan pause was enough to help households affected by student debt and how these households will fare once the pause ends.
Date Created
2023
Agent

Alternative Narrative to Inadequate Parenting: The Community Adversity Index

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Description
This dissertation examines the role of adverse community environments in explaining individual-level adverse outcomes and social inequality. Specifically, it examines “How do adverse community environments contribute to the incidence of childhood adversity?” Through three related studies, this work contributes empirical

This dissertation examines the role of adverse community environments in explaining individual-level adverse outcomes and social inequality. Specifically, it examines “How do adverse community environments contribute to the incidence of childhood adversity?” Through three related studies, this work contributes empirical evidence that can assist policymakers in designing more effective interventions to mitigate childhood adversity. Research, policy, and practice have emphasized changing parental behavior to minimize the effects of childhood adversity. However, critics of this parent behavior-focused approach claim these efforts contribute to a public narrative that centers family deficiencies as responsible for childhood adversity. This narrative oversimplifies toxic stress processes while obscuring broader social inequities that combine to overload families. This is especially important when understanding racial and economic disparities in rates of childhood adversity because poor, Black, Indigenous and Hispanic/Latino families are more likely to live in distressed communities. An alternative narrative is established through introducing the Community Adversity Index. This tool defines and quantifies community-level adversity and is used to demonstrate that community adversity is a strong predictor of family separation via foster care placement. Chapter 1 describes the three studies and concluding policy implications that form this dissertation. Chapter 2 establishes the theoretical support for a composite measure of community-level adversity and proposes data sources and indicators to calculate the index. The resulting single metric is then used to rank communities and describe how adversity is geographically distributed. Subindices are also used to determine how adversity is bundled or typically grouped in urban communities. Chapter 3 uses five criteria featuring statistical, validity, and sensitivity tests to establish the reliability of the index as a tool for directing policy efforts. Chapter 4 uses regression analysis to establish that measures of community adversity predict family separations. Findings suggest that reducing community-level adversity could reduce family separations in general, as well as for White, Black, and Hispanic/Latino populations specifically. The dissertation concludes with a final chapter summarizing how the index can be useful for influencing policy.
Date Created
2023
Agent

Youth Role in Custody Decisions Presentation Version.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Correspondence_for_STUDY00017524_0.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Consent Form PDF_0.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Final Interview Questions_0.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

IRB Social Behavioral 2.16.23 (2).pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Flyer 2.14.23_0.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Kinnison_Spring_2023.pdf

Description

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.

Date Created
2023-05
Agent

Youth Role in Custody Decisions

Description
Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative

Divorce and custody decisions have profound effects on the children involved for years to come. Depending on the circumstances, level of conflict, and custody decision results, these repercussions can resonate all the way into adulthood (D'Onofrio, 2019). This explorative qualitative study focuses on three young adults at or under the age of twenty-six whose parents divorced when they were minors. Now as young adults, they can look back on the procedures and processes utilized during the time of divorce and after the initial custody arrangements to provide insight as to what did and did not work in their family’s situation. This study focuses on the child’s perspective to see what the most effective practices are when making these decisions, which can further be used to suggest ways to reform the current processes in family court rulings involving custody decisions. The research findings will be discussed in this paper to highlight key experiences that played a pivotal role in the way these individuals interpret their experiences.
Date Created
2023-05
Agent