Microlending aims at providing low-barrier loans to small to medium scaled family run businesses that are financially disincluded historically. These borrowers might be in third world countries where traditional financing is not accessible. Lenders can be individual investors or institutions making risky investments or willing to help people who cannot access traditional banks or do not have the credibility to get loans from traditional sources. Microlending involves a charitable cause as well where lenders are not really concerned about what and how they are paid.

This thesis aims at building a platform that will support both commercial microlending as well as charitable donation to support the real cause of microlending. The platform is expected to ensure privacy and transparency to the users in order to attract more users to use the system. Microlending involves monetary transactions, hence possible security threats to the system are discussed.

Blockchain is one of the technologies which has revolutionized financial transactions and microlending involves monetary transactions. Therefore, blockchain is viable option for microlending platform. Permissioned blockchain restricts the user admission to the platform and provides with identity management feature. This feature is required to ensure the security and privacy of various types of participants on the microlending platform.

Traumatic injuries are the leading cause of death in children under 18, with head trauma being the leading cause of death in children below 5. A large but unknown number of traumatic injuries are non-accidental, i.e. inflicted. The lack of sensitivity and specificity required to diagnose Abusive Head Trauma (AHT) from radiological studies results in putting the children at risk of re-injury and death. Modern Deep Learning techniques can be utilized to detect Abusive Head Trauma using Computer Tomography (CT) scans. Training models using these techniques are only a part of building AI-driven Computer-Aided Diagnostic systems. There are challenges in deploying the models to make them highly available and scalable.

The thesis models the domain of Abusive Head Trauma using Deep Learning techniques and builds an AI-driven System at scale using best Software Engineering Practices. It has been done in collaboration with Phoenix Children Hospital (PCH). The thesis breaks down AHT into sub-domains of Medical Knowledge, Data Collection, Data Pre-processing, Image Generation, Image Classification, Building APIs, Containers and Kubernetes. Data Collection and Pre-processing were done at PCH with the help of trauma researchers and radiologists. Experiments are run using Deep Learning models such as DCGAN (for Image Generation), Pretrained 2D and custom 3D CNN classifiers for the classification tasks. The trained models are exposed as APIs using the Flask web framework, contained using Docker and deployed on a Kubernetes cluster.



The results are analyzed based on the accuracy of the models, the feasibility of their implementation as APIs and load testing the Kubernetes cluster. They suggest the need for Data Annotation at the Slice level for CT scans and an increase in the Data Collection process. Load Testing reveals the auto-scalability feature of the cluster to serve a high number of requests.

Intelligence is a loosely defined term, but it is a quality that we try to measure in humans, animals, and recently machines. Progress in artificial intelligence is slow, but we have recently made breakthroughs by paying attention to biology and neuroscience. We have not fully explored what biology has to offer us in AI research, and this paper explores aspects of intelligent behavior in nature that machines still struggle with.