Financial Literacy: Issues in Achieving a Post-Secondary Education

The purpose of this review is to address issues that high school students face as future adults and the need for a comprehensive financial literacy program. Students today have a wider array of opportunities and a greater number of resources to help them achieve the goals they set for themselves. Financial literacy is the understanding of the impact of today's financial decisions upon one's future selves and their ability to manage their financial resources. There is a need to understand the human capital value of a post-secondary education and how to how to achieve it from a financially sound perspective. For those that choose to seek a post-secondary education there are many financial options for those who need assistance in paying for college. Additionally, it is not enough to succeed in affording a high education, but in also understanding the true worth of the resources one has and the significance of sustaining those resources to keep negative repercussions at bay. Thus, there are benefits of having a comprehensive financial literacy program for high school students, which allow them to make well-informed decisions that would influence their future in significant ways.